Bank statement mortgages in the USA
Leverage your personal or business bank statements to get a US mortgage
Bank statement borrowers
- 1099 earners
- Business owners
- Entrepreneurs
- Independent consultants
- Freelancers
- Gig workers
Interest rate
7.500%
APR
5.923%
Featured interest rates
Eligible properties
Our lenders offer financing for a wide range of properties
Single Family
Condos
PUDs
2-4 unit residential buildings
Townhouse
Condotel
Featured bank statement mortgage scenario
| $700k bank statement loan scenario | |
|---|---|
| Property price | $1,000,000 |
| Loan amount | $700,000 |
| Down payment | 30% |
| Property type | 1-unit condo |
| Occupancy | Investment property |
| Borrower type | US resident |
| Transaction | Purchase |
| FICO score | 740 |
| Lock term | 30 days |
| Loan term | 5/6 SOFR ARM (5 years fixed and then adjusted every 6 months) |
| Interest rate | 7.500% |
How Kredium helps you
20 DSCR lenders
We have 20 lenders with bank statement mortgage options
Offers
We shop for best non-QM offers based on your particular circumstances
Help from start
We help you from start to finish, regardless of where you are in the world
Small business
We help all self-employed borrowers, from small business owners to independent gig workers
Contact us
Single Business Tower, 26th Floor
153 Sheikh Zayed Rd Business Bay (Dubai)
2020 Silver Creek Rd, Bullhead City,
AZ 86442 (USA)