DSCR mortgages in the USA

The easiest way to get mortgage financing for your investment property

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DSCR Calculator

Debt Service Coverage Ratio, or DSCR, is a measurement
of a property’s cash flow vs. its debt obligations.

Calculate your DSCR (Debt Service Coverage Ratio)

Annual Net Operating Income

Annual Debt Service (mortgage payment)

Debt Service Coverage Ratio

A DSCR greater than 1.25 is considered optimal

DSCR Ratio

These are minimum DSCR values accepted by our lenders expressed in percentages.

Don’t get discouraged if you have a low DSCR. Send us an email with your contact info and a short description of your financial situation and investment goal, and we’ll get back to you with potential opportunities from our lender network.

Note: Foreign nationals can qualify and be priced based on a property’s DSCR ratio!

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DSCR investment loans
(for residents and non-residents)

5/1 Hybrid ARM

Interest rate

7.499%

3-4 unit investment property loans

Featured interest rate

* Current interest rates shown are indicative of market conditions and individual qualifications and will vary based upon your lock-in period, occupancy, loan type, assets, purpose, loan to value (LTV) ratio, and lending source.