Borrower scenario for buying a property
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                                ID: 16587
                            
                        Presented mortgage scenarios are real
Images are AI generated and serve to Illustrate the scenarios without revealing the identity of the borrowers.
Customer profile
                                            
                                                Borrower nationality
                                            
                                            
                                                
                                                United States
                                             
                                        
                                    
                                                                            
                                            Borrower residency
                                            Austria
                                        
                                    
                                                                            
                                            Marital status
                                            Single
                                        
                                    
                                    
                                        
                                            FICO Score
                                        
                                        
                                                                                            
                                                                                        800
                                        
                                    
                                
                                            
                                                Employment type
                                            
                                            
                                                Salaried employee
                                            
                                        
                                    
                                                                            
                                            
                                                Job title
                                            
                                            
                                                CCO
                                            
                                        
                                    
                                                                            
                                            Monthly net income
                                            $19,448
                                        
                                    
                                                                            
                                            Income currency
                                            
                                                EUR
                                            
                                        
                                                                    Property info
                            
                                Property location
                            
                        
                                    Value
                                    
                                    $801,792
                                
                                
                                
                                    Type
                                    
                                        Building
                                
                                
                                    Completion
                                     Off-plan
                                
                                
                                    Purpose
                                    
                                        Secondary residence
                                    
                                
                            
                                    Country
                                    
                                        
                                        Italy
                                    
                                
                                
                                    
                                        Location
                                    
                                    
                                    Trieste
                                
                                
                                
                                    Local currency
                                    
                                        
                                        EUR
                                    
                                
                                
                                    Value in local currency
                                    
                                    €695,000
                                
                                
                            Loan financing
Requested loan
                                        
                                        Requested loan amount
                                            
                                        
                                        $401,888
                                    
                                    
                                    
                                            
                                            Loan currency
                                           
                                        
                                               
                                            USD
                                          
                                    
                                    
                                        
                                            Loan tenure
                                        
                                        
                                        30 Years
                                    
                                    
                                    
                                        
                                            Requested down payment
                                        
                                        
                                        50.36 %
                                    
                                    
                                    
                                        
                                            Recommended rate
                                        
                                        
                                        10.95 %
                                    
                                    
                                
                                        
                                            Monthly payment
                                        
                                        
                                        $3,812
                                    
                                    
                                    
                                        
                                            Recommended security
                                        
                                        
                                            Personal guarantee
                                    
                                    
                                Recommended loan
                                            
                                                Recommended loan amount
                                            
                                            
                                        $401,888
                                    
                                        
                                        
                                            
                                                Loan currency
                                           
                                            
                                                
                                           USD
                                          
                                        
                                        
                                                
                                                     Loan tenure
                                                
                                                
                                        19 years
                                    
                                            
                                        
                                        
                                            
                                                 Recommended down payment
                                            
                                            
                                         %
                                    
                                        
                                        
                                            
                                                 Recommended rate
                                            
                                            
                                        10.95 %
                                    
                                        
                                    
                                        
                                                 Monthly payment
                                        
                                        
                                        $3,812
                                    
                                    
                                    
                                        
                                             Recommended security
                                        
                                        
                                             Personal guarantee